Posts Tagged ‘Credit Card’
Credit Card
Everyone knows credit card if not used wisely could be a boomerang for yourself. On the one hand, this thing is pretty handy, especially if you’re overseas. But on the other hand, if tempted to use it for your impulsive spending habits, it is not possible you actually get into debt.
If you are currently trying to escape from the shackles of credit card, here are five ways you can try to stop using the payment instrument, as quoted from About:
1. Close Credit Card
The first thing you can do if you do not have much debt on the credit card. The first is a very effective way of making you no longer use credit cards. Intention and determination, that is what most needed to perform this first act.
2. Leave Credit Cards at Home
If you do not or have not been able to close a credit card, try to leave it at home. Especially if you will go to the mall, you should just put the credit cards in the closet in your room. This makes you ‘forced’ to spend cash when shopping.
3. Credit Cards Save on your Hard to Reach Places
You remember how the story of Rebecca Bloomwood in Confessions of a Shopaholic store credit card in the freezer? The card is made into ice by Rebecca that it took more effort so that he can use that card when needed.
If it’s your spending habits with credit cards has been very difficult to stop, you can try to Rebecca. If you do not want to be too extreme, you could put it under a pile of clothes. In essence, keep the credit card is far from your reach.
4. Shock Therapy
Have you ever calculated how much interest you pay each month if you do not pay off credit card bills each month? If you have not, try doing because this could be a sort of shock therapy for you. When viewing the figure actually paid by you to the credit card, you may be very sorry and will think twice about using it again.
5. Self Control
The fifth way is indeed not as extreme way 1-4. But it could be just the fifth thing is that indeed you should apply early if they want to stop the habit of shopping with credit cards.
Try self-discipline and control your credit card when temptation comes. Remember how much interest you pay if you do not pay the bill. If you manage to resist temptation, it never hurts to reward yourself.
Digital Wallet
Everyone knows the ability to perform the functions of Android phones as digital wallets a matter of time to enter Asia. Google – Android as the makers – to make sure this is only a matter of legal problems. This could be due to the presence of the chip NFC (Near Field Communication). With this technology users can take advantage of cell phone like a credit card.
Google wallet payment system will begin tested in Japan. It has been previously tested in the United States, within the next few months will enter a new Asia. It’s just a matter of regulatory issues. With a digital wallet on the Android phone, users need to be convinced not to worry if you leave the house without carrying money. Stay just paste your cell phone to transact. The technology is open to anyone and the latest generation Android phones will be able to run this feature.
Previously, Google claimed to have worked with Citibank, Mastercard, First Data and Sprint to tested and operate these services in some areas of the United Serikat.Google Wallet initially be working on the new Google phone Nexus S which operates on the Sprint network. Then be expanded to other Android phones, but only special that has NFC technology. NFC chips in mobile phones allow users who have entered their credit card details, make purchases with PayPass system of CitiMasterCard. Users simply holding the phone in the sensing device when purchasing goods and automatic payments charged to credit cards. Google Wallet can be used in 124 thousand stores in the United States. Then 311 thousand will be visited again in the world. Google ensures transactions through Google Wallet can be done safely. They claim security is a top priority in this new service.